Bills & Banking: How Community Banks Can Help You Manage Your Finances

For many of us, bills can seem like a chaotic, never-ending cycle. If you get behind on them, it can seem even worse. Fortunately, Citizens National Bank (CNB) can help you get your finances back on track and help make your bills more manageable. In that vein, here are a few suggestions and services from CNB:

Bill-Paying Tips

If you have a large number of bills, getting organized is your best means of reducing the chaos. Make a list of each of your bills and write down their due dates — on average, most bills are due on the 1st or 15th of the month. If paying bills is stressful for you, pick two days each month on which you will set aside time to pay bills. If you are paid twice monthly, it is best to pick your two paydays. Though you can post-date a check, this is the best way to make sure all bills are paid in a timely manner.

Citizens National Bank & You

At CNB, we understand that bills and finances can be hard to manage. That’s why CNB has been here for our customers and our community since 1973. As a customer-focused community bank, we do our best to ensure you enjoy your experiences with us. Our knowledgeable staff can help you take control of your finances. If you are having problems keeping track of or paying your bills, we encourage you come in and speak with one of our representatives.

Below are some of the services we provide to offer you financial help and to help you pay your bills more easily:

Internet Banking & Bill Pay

While CNB has a number of traditional brick-and-mortar buildings, we also offer internet banking. Convenient, flexible and secure, our internet banking services are available 24 hours a day, 7 days a week. While these services allow you to easily manage your account with us, they also help you to organize and pay your bills. Whether you are making a one-time payment or would like to schedule recurring payments, our online bill pay services can make managing bills easier.

Customer Service

CNB offers quality customer service. Whether you are stopping by to make a deposit or require help, our specialists are able to provide the support you need. As a local bank, each customer is a vital part of our organization and our surrounding community. We strive to provide you with the best possible services and counseling.

Mobile App

CNB offers mobile banking as well, with our GoMobile app. GoMobile offers the same convenience, functionality and security as our internet banking. The easy-to-use interface allows you to transfer funds between accounts, check balances, deposit checks and pay your bills. As with the online bill pay service, GoMobile can be used to pay almost any bill instantly or on a scheduled basis.

If you have banking questions or need a better way to manage your bills, Citizens National Bank can help. Contact us today to learn more.