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What to Do If You Believe You Have Been the Victim of a Data Breach Millions of Americans panic whenever a data breach is announced. They worry about their identity being stolen and their reputations being ruined. Thankfully, there are steps that can be taken to lessen the effects of these breaches. Individuals can make […]
Read MoreWhat Are the Different Mortgage Loan Options? Deciding to purchase a home means investing in a mortgage. Before you begin to look at the homes for sale in your area, you should spend some time exploring the options for mortgage loans. The good news is you have more choices than ever. But while there are numerous […]
Read MoreBest Practices for Starting and Growing a College Fund American parents are often worried by the rising costs of college tuition. They do not want their children to have to deal with the student loan crisis that currently afflicts millions of Americans. A college fund is an important way for these parents to save up […]
Read MoreWhat Is a Safe Withdrawal Rate? Generally speaking, a withdrawal rate simply refers to how much of the balance in your savings account you withdraw every year. Most often, finance experts talk about the withdrawal rate as it relates to retirement. For example, if you saved $100 for retirement and withdrew $5 each year, your withdrawal rate […]
Read MoreHow to Consolidate Debt: Turn to Your Bank Debt consolidation is the process of combining your existing debts into one new, larger loan. For many people struggling with a significant amount of debt, consolidation can offer several benefits. These include helping you to save money on overall costs while also reducing your monthly payment. In many […]
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