Qualifying for a Small Business Loan Millions of Americans have dreams of becoming their own boss and opening up a small business. However, the first step to opening any business is funding. Businesses need funds from reliable sources like community banks in order to get started. But first, in order to qualify for a loan, the […]
Read MoreHow Small, Local Businesses can Benefit from ACH Payments What are ACH payments, and how do they work? If you’re a small, local business owner, it may be in your best interest to find out. ACH payments are payments that are made through what is called the Automated Clearing House Network. With ACH payments, your […]
Read MoreWhy Banking Local is Better for Your Business and Community With the amount of attention big banks get, the average person may not realize how many alternatives are available in the world of local banking. As of 2011, 95% of U.S. banks were local. It is not hard to understand why so many people rely on community banks […]
Read MoreImportant Things to Keep in Mind When Opening a Checking Account Whenever you open a bank account, it’s important to ask questions and take advantage of all of the material provided by the bank. Often, certain terms of the account can go unseen by consumers, which can cause confusion down the road. With this in […]
Read MoreYou Never Know: 5 Ways to Prepare for Emergency Expenses No one knows what will happen in the future. Anything can happen, from an unexpected injury to an economic downturn to just bad timing. Instead of worrying about what-ifs and dreading tomorrow (and thereby hampering your enjoyment of life), why not prepare an emergency fund […]
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