Personal

Loans

A personal loan from CNB allows you to finance a variety of expenses. You’ll find our rates and terms competitive, plus we offer a wide range of loan options to suit your needs. Rates may be fixed or variable and payment terms may be adjusted to meet each individual’s needs.

Whenever you are ready, CNB is here for you. Stop by a branch, connect with us via Live Chat or call (865) 429-7521 to speak to a CNB lender.

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Personal Loans

Being a community bank, we pride ourselves on a high level of personal service. This means fast turnaround on your loan request, along with a variety of products to fit your needs.

Sometimes life calls for a big purchase – a new car, a long-awaited boat, a dream vacation. At those times, CNB has the personal loan for you. CNB even offers a CD-secured loan, which is the most affordable way to finance. Plus, it is a safe and low-risk way for you to start building your credit history.

You may need a consumer loan for a variety of reasons:

New or used automobiles
Recreational Vehicles
Boats
Personal Use

Enjoy the benefits of choosing your local bank for your financing needs.

Automatically deduct loan payments from your CNB checking or savings account
Incur no penalty for early payoff
View your loan account in online banking or the CNB mobile app
Take advantage of loan payment protection insurance (available on some loans)

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Home Equity Loans

Your home is your key to financial flexibility. Based on the equity you’ve built in your home, a home equity loan from CNB gives you the borrowing power you never thought possible. With different terms and competitive rates, our lending experts will make it fast and easy for you to choose the loan plan that’s best for you.

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Home Equity Lines

A home equity line of credit (HELOC) lets you access your funds at any time, for any purpose, simply by writing a check. Once your line of credit is established, the funds are available whenever you wish and because this is a revolving line of credit, the principal repaid is yours to use again.

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Home Equity Features

Enjoy quick and easy access to your funds whenever you need them.

- Pay no closing costs on loans under $100,000
- Enjoy competitive rates and low monthly payments
- Automatically deduct loan payments from your CNB checking or savings account
- Write checks
- View your loan account in online banking or the CNB mobile app
- Deduct loan interest on your taxes (consult your tax advisor for details)